Financing

What is Klarna Financing and how does it work?

Financing allows you to spread the cost of your purchase for up to 36 months.

Select the Financing option in the store’s checkout
Choose your preferred timeline and interest rate
Follow the steps to complete the application
Get an instant approval decision
Complete your purchase

You’ll receive an email with your payment plan when the store ships your order.

Please note: A credit check will be performed when you apply for our Financing options.

Apply for 0% INTEREST and get 6-month financing!

Financing your KBO E-Bike through PayPal Credit is as easy as 1 - 2 - 3.

Step 1

Select PayPal as your payment method.

After going through Checkout and selecting PayPal as your payment method, you will be directed to PayPal website.

Step 2

Login to your PayPal and apply for PayPal Credit.

At PayPal confirmation page, look for PayPal Credit and click to apply. Get a credit decision in seconds!

Step 3

Pay over 6 installments

If approved, it's time to shop instantly with PayPal Credit right from your PayPal account.

If you are qualified for full or partial financing through PayPal Credit, you'll pay no interest charges if paid in full within 6 months. Please keep in mind that interest will be charged to your account from the purchase date if you fail to pay the balance in full within 6 months. Minimum monthly payments are required. SEE PAYPAL CREDIT TERMS & CONDITIONS FOR DETAILS.

Yes.
Once you have chosen the PayPal Credit payment option, you will be directed to the PayPal website. It is a PayPal Credit requirement that you login to your PayPal account or create an account at that point.
Alternatively, you can easily sign up for PayPal here.

Unfortunately, we have no control over the success or decline of an application – this is all PayPal’s decision. If you have been declined, PayPal will email you with information about why your application was unsuccessful.
Don’t worry, although you weren’t approved for PayPal Credit, you can still use PayPal to check out securely with your bank account, debit or credit card.

Sorry, no.
The application for PayPal Credit can only be initiated from an online order.
For all the information you need about how PayPal Credit works for you from your PayPal Account check out PayPal Credit Basics Help.

Returning your item is easy just follow our simple returns advice.
Just return as normal and we will refund the money to your PayPal Credit account. Once returned to your PayPal Credit account, the credit will be available to you as part of your limit for all your future PayPal Credit purchases, including future instalment offers with us.

Why Did Your Payment Fail?

Because the price of our bike is a bit high, your payment might get declined in defense against possible credit card fraud. So you'd better call your credit card company or bank ahead of time to let them know about the purchase so that you can complete the order successfully, or call them once it has been declined to have them authorize the payment. Once they have authorized the payment, you will be able to successfully process your order on our website again and it will go through.

So how do you pay for the order?
Here are the 2 ways you can pay for your order:
1) PayPal

2) Credit/debit cards.
If you don't have a PayPal account, please still choose the "PayPal" button to check out and click the complete order to go to the next page. Then the new page will show both PayPal and Debit/Credit card payment (for the latter option, you don't have to register for PayPal).
As the following steps:

Step 1. Select PayPal (even if you don't have a PayPal account).

Step 2. Click on "Pay with Debit or Credit Card".

Step 3. Fill in your credit card info and complete your order.